Need some cash to consolidate your debts? For home improvements? To pay college tuition? Or how about that new car you've had your eye on? Home equity loans or lines of credit are a smart way to borrow money because the interest rate is often significantly lower than other types of consumer loans. What's more, the interest on your loan is typically tax-deductible. (Be sure to see your tax advisor.) Lexington Capital Home Equity Loans offer outstanding advantages:

• Low rates
• Low monthly payments loan available
• No hidden fees
• No prepayment penalties/certain programs
• Apply online
• Instant approval
• Borrow up to 125% of the equity in your home
• Potential tax-savings (the interest you pay may be fully tax-deductible which further reduces your cost of borrowing. Consult your tax advisor regarding the deductibility of interest.)

*Certain restrictions apply

For your further convenience, Lexington Capital offers both fixed-rate and variable-rate Home Equity Loans.

Do you have a Home Equity Loan now from another lender? Switch your loan to the lower rates at Lexington Capital Just complete and submit your Home Equity Loan application. Upon approval of your loan, you can use your loan proceeds to pay off your existing home equity loan and enjoy our lower rates. You'll save money and it's quick and easy to do.

Use your Lexington Capital Home Equity Loan as you wish.

How you use your loan proceeds is entirely up to you. Here are some of the most common ways Lexington Capital Home Equity Loan clients are using their funds:

• Debt consolidation
  (paying off higher interest credit card and other debt)
• Medical expenses
• Education expenses
• Home improvements/renovations/repairs
• Major purchases (cars, boats,home appliances)
• Vacation and family expenses